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Although First Premier is a newer company, it has established a reputation for having fair pricing, comprehensive coverage, and excellent customer support reflected in their A- rating from the BBB. American Home Shield’s plans range from $80–$125 per month, according to our sample quote. Your total plan cost will depend on your location, plan selection and service call fee choice.

It provides extra peace of mind by covering items affected by rust and corrosion damage, plus it offers unique add-on options such as outside gas and water line coverage. Cinch serves all states except Alaska and Hawaii. Cinch Home Services holds mixed reviews on third-party review sites such as the Better Business Bureau , Trustpilot and Google Reviews. However, its generous $10,000 annual coverage cap, 180-day workmanship guarantee and the bonus benefits mentioned above make Cinch a notable provider. We recommend reading its sample contract to familiarize yourself with its exclusions and limitations.
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The top five home warranties for New York have premiums ranging from the mid $400s to the high $700s per year. If you want a basic Systems or Appliances Plan, expect to pay from the mid $400s to the high $500s per year. For a Combo Plan that covers all major systems and appliances, you’ll be looking at an average of $59 per month or in the low $700s per year. Home Service Club is the best New York home warranty for quick coverage. Home warranty coverage will typically take about 30 days to go into effect.
But I’ll save you the time and just say DO NOT use Cinch. When I would go to them with complaints, I’d be told to take it up with the contractor. Of the 50 different companies that we’ve reviewed, we've broken down the seven best providers for home warranty coverage. We analyze the sample contracts and fine print from each brand we review.
How to Buy a Cinch Home Services Warranty
They have poor customer service and they do not vet their vendors properly. They don't follow up with customers after the repair is completed and offer a low value for your money. You can call Cinch customer service over the phone 24/7 if you need help submitting a claim or have questions about your account. If you prefer to send a message, email support is available at

We strive to keep our information accurate and up-to-date, but some information may not be current. So, your actual offer terms from an advertiser may be different than the offer terms on this site. And the advertised offers may be subject to additional terms and conditions of the advertiser.
Best Home Warranties in New York Reviewed
We had put out life savings into putting our downpayment on our home. I forgot about the warranty within the first few minutes. I knew to call my homeowners insurance, which took care of the risk mitigation. What I did not know was that it didn't cover the plumbing piece of it. I was in tears going, “How am I gonna afford a plumber and get this fixed?
This is a protection that home warranty companies have put into place to protect against pre-existing conditions issues. With the Home Service Club home warranty, coverage will start after ten days. In addition, you will not need an inspection done before purchasing your plan, and you can get started towards those ten days today. Home Service Club has been on the market for 13 years, and they have done a great job of building up the repair technician teams and fair pricing. AHS has the best home warranty coverage with an astounding 27 systems and major appliances including trash compactor, whirlpool components, and faucet and valve coverage.
The same tech declared it unfixable and then Cinch denied our claim for any credit. Cinch will also not let us out of the contract and want the it paid up for a year to cancel. Cinch home warranties cover single-family houses, condominiums, townhouses, villas or manufactured homes with a permanent foundation. "Always fast, excellent service. I've never had a bad experience. Service people who come out are always fast and on time and get the job done right the first time." "Cinch is good and it covers everything. When we filed the claim and they came out on time and fixed it. We're happy." When we turned our furnace on and when we turned it off and on, it clunked.
The higher your deductible, the lower your monthly or annual premium. Cinch’s website is one of the most transparent and easy-to-use in the industry. With its online quote feature, you can get an instant quote based upon your location for any of its three plans or service fee options without having to call and speak to an agent. Cinch gives you access to the contracts for each of the three home warranties and the add-on services.
One time, my husband had the plumbing service doing something here and the guy was saying he could get in there. I said that I have to call up the maintenance service. When I called, they said that the plumbing service was not on their list, but they’re sure they do good service. Whoever Cinch is sending out to your house, they know. The selling of it, though, the realtors say things they should never say, and they lead people to believe that, "Oh, if this breaks, you get a new one".

You can also get appliance discounts, and it’s the only service we’ve encountered that offers $500 worth of homeowners insurance deductible reimbursement with its Complete plan. If you’re in the market for a home warranty, Cinch Home Services is worth checking out. If you don’t want to deal with the hassle and expense of home appliance and systems repair, a home warranty from Cinch Home Services could be a great option for you. The provider has plans starting at just under $28 per month. And the Cinch workmanship guarantee is longer than the industry standard of 30 – 90 days, extending to 180 days.
Lastly, Cinch has a better workmanship guarantee. The company offers a guarantee on both parts and labor for 180 days, whereas Choice Home Warranty only offers a 90-day guarantee for parts and 30 days for labor. Cinch Home Services is suitable for homeowners who value transparency and flexibility when choosing a plan. The plans are especially affordable for residents of California, comparing favorably to those of competitors. Its 180-day service guarantee is one of the best in the business, and you can get a full refund if you cancel your contract within 30 days. Although it charges a high service fee, most people should be able to find a plan to fit their needs and budget.
Those living in more expensive areas will pay much more for their plans. A Premier Upgrade Package that helps cover the cost (up to $1,000 per claim) when there are charges that are not normally covered under a home protection plan, such as permits and code upgrades. Over the 2 years that I used this company after buying my older home, I used them 5 times. 4 of those 5 times, the contractors they assigned me were absolutely deplorable. Never prompt, always leaving messes, poor workmanship, rude, and general poor service.
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